Individual Health Insurance

What Coverage Is Right For Me?

Worried You Don’t Have The Quality Coverage You Deserve?

Jeff David Insurance Has The Experience To Find The Coverage That You Can Afford.

When Can I Sign Up?

Types Of Plans

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816-436-2622

Helping You From Hassled To Worry Free Since 93!

Individual Health Insurance

What Coverage Is Right For Me?

Worried You Don’t Have The Quality Coverage You Deserve?

Jeff David Insurance Has The Experience To Find The Coverage That You Can Afford.

When Can I Sign Up?
SPEAK WITH A LICENSED AGENT
816-436-2622
Types Of Plans

Helping You From Hassled To Worry Free Since 93!

What You Get When You Work With Jeff David Insurance

If You Do Business With Us You Get…

• Personalized Service To Fit Your Needs.

• To Be Part Of The Jeff David Insurance Family.

• Quality Care & Guidance To Make Sure You Understand Your Coverage.

• A Licensed Agent To Answer The Phone.

We Are The Insurance Agency That Cares About You. Please, Give Us A Call Because We Want To Make Sure You Don’t Have To Worry About Having Quality Health Care Again.

Bridget Bristow

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816-436-2622

Learn More About Individual Coverage

Individual Insurance What Do I Need To Know?

A Few Things You Should Know:

The Affordable Care Act Marketplace

Marketplace Coverage: This Was Created For Individuals To Get Coverage.

The Marketplace Offers Coverage Options That Fall Into 3 Categories:

Gold:  The Insurance Company Pays 80%, You Pay 20%.

Silver:  The Insurance Company Pays 70%, You Pay 30%.

Bronze:  The Insurance Company Pays 60%, You Pay 40%.

couple talking to insurance agent

Individual Plan Types

Health Maintenance Organization (HMO)

• With this type of plan you choose a primary care physician within a pre-established network of health care providers.

• You’ll have to receive a referral for most services.

• Visiting a physician or specialist not referred to by your primary care physician may result in all of your expenses not covered by insurance.

Preferred Provider Organization (PPO)

• A Network Of Doctors & Hospitals Who Are Contracted With The Insurance Company.

• You May Be Able To Go To Non Network Doctors & Hospitals At A Higher Cost.

Exclusive Provider Organization (EPO)

• There is a network of doctors, specialists, and hospitals you can go to.

• If you go out of network you will have to pay out of pocket.

When Can I Sign Up?

When Can I Sign Up

Point Of Service Plans (POS)

Open Enrollment For Individual Health Insurance Plans Is From November 1st – December 15th Every Year.

Outside Of This Enrollment Period You Can Only Change Plans If…

– You Qualify For A Special Enrollment Period OR

– You Qualify for Medicaid OR

– You Qualify For the Children’s Health Insurance Program.

jeff david independent insurance agency top 5 things you need to know
Further Considerations

Further Considerations

Make Sure You Have All The Benefits You Need For You Or Your Families Medical Conditions.

• This Means Ensuring You Have The Right Physicians And Specialists In Network.

A Low Premium Plan May Have High Deductibles Which May Not Be Right For You.

Feel Ready To Get A Plan Or Need Help Figuring Out What The Right Option Is For You?

SPEAK WITH A LICENSED AGENT
816-436-2622
How Do I Switch Medicare Plans
See Easy Step by Step Process

Our Easy Step By Step Plan

Here Is Our Easy Step By Step Plan To Get You Insured – Our Worry Free Guarantee!

1. Call Us & Speak With A Licensed Agent.

2. Tell Us What You Are Looking For From Your Coverage.

3. We’ll Set Up An Appointment For You.

4. We’ll Design A Plan Together That Fits You.

5. We Get You Signed Up.

6. Go From Concerned To Worry Free!

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816-436-2622

EMAIL US WITH QUESTIONS
We will get right back to you!